SERVICES
Halo Financial Solutions, LLC offers credit management services beneficial to every area of your life.
Credit Consultation
Service $30.00
Book a one-on-one consultation today.
During the consultation, I will not only educate you about the importance of credit but provide you with a customized game plan to help you reach your own financial goals.
Investments (mutual funds)
As low as $25/month
Life Insurance and Notary Services
Pricing Varies
Halo Academy
Service $400.00
Start your very own credit business. We will teach you rules and regulations of the credit repair process, train you on how to evaluate credit reports, and provide advantageous dispute letters.
Credit Restoration
Service price $400.00
Review and analyze credit reports to offer suggestions and create a personalized game plan on how to improve your credit profile.
Credit Enhancement (Tradelines)
Service starting price $200.00
Adding positive history to your credit profile.
“Improving credit scores is my goal, but my PASSION is to change your mindset.”
-Shantel D. Johnson
WHAT IS A TRADELINE?
A tradeline is an account listed on a credit report. Tradelines are records of consumer credit behavior. They provide vital and detailed information, including the type of account, activity, payment history, and current status. As a credit enhancement benefit, you can be added as an authorized user to build your tradelines, which boosts your credit score.
AUTHORIZED USER BENEFITS
Excellent way to establish positive credit history and build your credit profile.
Create an opportunity to gain future credit card approvals in the client’s name.
Add your child on your cards as authorized users as early as 13 to help them establish and build positive payment history. By the time he/she is 18 years old, they will be walking out of high school with amazing credit.
Please allow two billing cycles to see the tradelines appear on your credit.
American Express
$9,600 limit - 12 years, 1-month history
Report Date: 7th of each month
American Express GOLD
No preset spending limit- 1 year, 3-month history
Report Date: 21st of each month
Citi Bank
$18,000 limit - 3 years, 4-month history
Report Date: 24th of each month
Citibank Rewards
$6,400 limit - 4-month history
Report Date: 13th of each month
Discover
$12,600 limit - 6-month history
Report Date: 10th of each month
$8,000 limit - 3 month history
Report Date: 27th of each month
Navy Federal
$23,200 limit - 2 years, 3-month history
Report Date: 27th of each month.
Navy Federal Platinum
$24,500 limit - 3 years, 4-month history
Report Date: 28th of each month